Conditions of Service

Members Guide to Australian Defence Force (ADF) Pay and Conditions of Service

A useful link to a range of information regarding Conditions of Service.

Guide to ADF Pay and Conditions of Service
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Pay Scales

Defence Pay Scales

The below link is to the Defence Force Recruiting Website, follow the link and then by click on the "download pay scales" icon.

Pay Rates - All
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Defence Home Owner Assistance Scheme (DHOAS)

The document below outlines the new scheme, further enquiries should be directed to Administrative Staff or Veterans Affairs (DHOAS).

Veteran's Affairs (DHOAS)
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Superannuation

Superannuation

Follow the Comsuper link for information regarding Military Superannuation.

Superannuation Review

The Superannuation Review link provides the latest information regarding the Military Superannuation Review.

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ADF Financial Services Consumer Council

As a member of the Australian Defence Force family your financial welfare is very important to us. Having secure and well-planned finances is widely known to be a key factor in your mental and physical well-being. Too often we hear about our people running into trouble with their money because of poor planning or bad advice. The Service Chiefs recognise that Defence does many good things to help our people with their money, and by establishing the ADF Financial Services Consumer Council, we now have an expert group available to enhance that work.

The Australian Defence Force is much better served by people who are financially strong, and who make the correct decisions about financial products and services. Financial peace of mind allows all of us to get on with our mission - defending Australia and its national interest.

How can the ADF Financial Services Consumer Council help you? The ADF Financial Services Consumer Council and the Australian Securities and Investments Commission (ASIC) want you to be well-informed and confident about getting financial advice.

By familiarising yourself with this website, you'll be starting off on the right foot with tips about:

  • deciding if you need personal advice
  • finding the right adviser
  • working effectively with your adviser
  • getting advice that suits you.
  • deciding if you need personal advice
  • finding the right adviser
  • working effectively with your adviser
  • getting advice that suits you.

You may find that not all the ideas in this website may apply to your particular circumstances