On this page:
- Introduction
- Pay and Conditions
- Superannuation
- Defence Home owner Assistance Scheme
- ADF Financial Services Consumer Council
- Army Relief Trust Fund
- Personnel Support Services
- Jobs in the Army
- ADFGY-A: What is it?
- For those already serving - STAY ARMY!!
- The Army Trade Transfer & Retention Centre - NQ Region
- Compare your Service to Civilian Equivalent
- A Guide to the Trade or Corps Transfer Application Process
- Bremer TAFE (Qld)
- Member's Guide to ADF Pay and Conditions of Service
- Personnel Portal
- Superannuation ComSuper
- The Directorate of Personnel Support and Amenities
- Labor's Defence Policy
- ADF Dependant Healthcare
- Fantastic holiday opportunities
Introduction
Have a look at this web site as it has some fantastic holiday opportunities for defence members and there families.These locations are here in Australia and over seas locations.
Superannuation
Defence Home owner Assistance Scheme
In 2007, the Defence Home Ownership Assistance Scheme was announced as one of a number of initiatives to improve ADF recruitment and retention rates.
The scheme provides progressively higher home loan subsidies to Permanent and Reserve members who serve beyond critical separation points.
The DHOAS is planned to commence on 1 July 2008, subject to the necessary legislation being approved by the Prime Minister and passed by Parliament.
The following
Defence Home Owner Assistance Scheme
website provides ADF members with advice on the policy as it is intended to apply to the DHOAS and through FAQs, an indication of how the policy may apply to a range of circumstances applicable to ADF service.
It is highly recommended that you refer to the information contained in
Important Information
before proceeding further.
Breaking News as at 23 Apr 08:
NEW ADF RETENTION INITIATIVE SIGNED
The Minister for Defence Science and Personnel, the Hon. Warren Snowdon MP, today witnessed the next step towards helping ADF personnel buy their own homes.
The Defence Home Ownership Assistance Scheme (DHOAS) is one of a number of initiatives to encourage ADF personnel to serve longer.
Mr Snowdon said it will provide progressively higher home loan subsidies to Permanent members who serve beyond the critical separation points of 4, 8 and 12 years, and Reservists with service past 8 years.
"While the scheme is still subject to legislation being passed in the Winter session of Parliament, today's signing with the four successful tenderers works towards a July 1 commencement date.
"The initiative recognises the loyalty and dedication of Australian Defence Force members, and it replaces the 17 year-old Defence HomeOwner Scheme which has a maximum loan of $80 000.
"DHOAS better matches the realities of modern home ownership, and the maximum amount borrowed will be subject only to negotiation between the ADF member and the lending body within the normal constraints of policies and market conditions," said the Minister.
Loans will be provided by three lending institutions not one as is currently the case.
The successful Home Loan Provider panel members are:
- National Australia Bank Limited,
- Australian Defence Credit Union Limited, and
- Defence Force Credit Union Limited.
The tender process has enabled the Government to obtain more choice of loan products for ADF members, and due to the modest franchise fee has enabled the Government to be more generous in the subsidy.
Following a separate competitive tendering process, the Department of Veterans' Affairs has been appointed as the Scheme Administrator for both the old and the new schemes.
ADF Financial Services Consumer Council
As a member of the Australian Defence Force family your financial welfare is very important to us. Having secure and well-planned finances is widely known to be a key factor in your mental and physical well-being. Too often we hear about our people running into trouble with their money because of poor planning or bad advice. The Service Chiefs and I recognise that Defence does many good things to help our people with their money, and by establishing the ADF Financial Services Consumer Council, we now have an expert group available to enhance that work.
The Australian Defence Force is much better served by people who are financially strong, and who make the correct decisions about financial products and services. Financial peace of mind allows all of us to get on with our mission - defending Australia and its national interest.
How can this
ADF Financial Services Consumer Council
website help you?
The ADF Financial Services Consumer Council and the Australian Securities and Investments Commission (ASIC) want you to be well-informed and confident about getting financial advice.
By familiarising yourself with this website, you'll be starting off on the right foot with tips about:
- deciding if you need personal advice
- finding the right adviser
- working effectively with your adviser
- getting advice that suits you.
You may find that not all the ideas in this website may apply to your particular circumstances
Army Relief Trust Fund
The
Army Relief Trust Fund
(ARTF) was established in 1947 to provide benefits for soldiers who have served in the Australian Army and their dependants.
The original source of funds came from the allocation of sixty thousand pounds (AUD$120,000) by the government of the day, from the profits of canteens during WWII. The Army Relief Trust Fund was formerly known as the AMF Relief Trust Fund. Today, the ARTF's only source of income is interest on investments and a small fee charged on loans.
The ARTF provides two types of loans to eligible applicants - General Loans and Relief Loans. Eligible applicants are members of the Australian Army or the Army Reserve who have completed 12 months continuous full-time service.
Applicants can calculate repayment rates for both loans using the
ARTF loans calculator.
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Jobs in the Army
To start with, and for those that are considering joining the Army, please visit the Defence Force Recruiting website at
Defence Force Recruiting - Defence Jobs
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This site will provide you all the information that you need in becoming a soldier in the Australian Army. To be in the Australian Army is to be a part of protecting our country, our national interests and its people, as well as helping other nations to rebuild after conflict or natural disaster. There is no career more challenging or satisfying, consider these three great reasons:
Life Changes
One of the great things about the Army is the variety you'll experience in your working life. Even when you're in barracks there's rarely a typical day and when you're on deployment, the possibilities are endless.
Great Pay & Benefits
You'll be earning a wage that is highly competitive and increases regularly as you gain more experience. The benefits you receive simply won't be matched by any other industry and are what make your salary package truly exceptional.
Train at the Top of Your Field
Army training is testing but it's also very rewarding. You'll develop outstanding leadership qualities and strength of character, with the skills learned equally as valuable to your service duties as to your current and future civilian life.
So what sort of jobs is there? How about:
Army officers - Army officers are ordinary people who enjoy extraordinary challenges and the responsibility involved in leading and making decisions.
Trades & Apprenticeships - Choose from a range of trade apprenticeships providing civilian accredited qualifications.
Logistics, Hospitality & Support - Provide key support to one of Australia's largest logistics organisations. Or develop your hospitality skills in exciting new settings.
Aviation - A range of career options are available in the Army Aviation providing the opportunity to work with the most advanced helicopters in the country including the new Tiger reconnaissance helicopter.
Health Care & Science - Put your health and medical skills to use in an environment unlike any other.
Business & Administration - A fantastic opportunity to develop your career in Business & Administration supporting Army personnel.
Engineering - Work with the Army's most sophisticated hardware and technology in a variety of engineering fields.
Communications, IT & Education - Work with world leading technology in Communications & IT and experience new models of teaching in Army education.
Combat & Security - Using an impressive array of sophisticated hardware and firepower, form the frontline of Australia's Defence.
ADFGY-A: What is it?
is aimed at providing an opportunity for 17-24 year olds, who have finished year 12 (or equivalent) within the previous two years, to experience continuous military training and lifestyle. The ADFGY-A will provide young Australians with the opportunity to gain experience as a member of the Australian Regular Army for one year.
ADFGY-A is about the Army being an employer of choice and providing training and lifestyle experiences for young people. It provides a contemporary pathway into the Australian Army and is designed to increase the pool of potentially willing applicants who will extend their commitment to the Army after or during their period of service.
ADFGY-A participants will be fully integrated into the Army by undertaking the Army Recruit Course (ARC) at Kapooka, go on to Initial Employment Training (IET) and then be posted to a Land Command unit. ADFGY-A members are entitled to the same remuneration and benefits as any other ARA member.
ADFGY-A members have no obligation to transfer to other forms of Defence service, including Standby Reserves (SR), after the agreed period of employment.
A financial incentive of $10 000 will be paid to those ADFGY-A members who re-enlist into the ARA after the successful completion of tertiary or trade studies.
The following employment categories are open to ADFGY-A members:
- Dental Assistants, Op Movers, Clk Admin, Cooks, Gunners, Marine Spec, Air Def Gun, Op Arty Met / Survey, Op Sup, Riflemen and Steward
For those already serving - STAY ARMY!!
The Army is committed to providing the Soldiers and family members of the Australian Army with the best information possible about career opportunities in the Army. The
Stay ARMY
website is part of the Directorate of Personnel - Army effort to provide quick access to personalised information that will help you make informed career choices that best meet your professional and personal life goals.
Army loses most of its regular people after four or twenty years service, followed by people after eight to ten years service. For reserve soldiers, it is less than three years. Army does not need to keep everyone forever but it does need to keep more people at their early periods of service. As a minimum, Army needs to retain more experienced soldiers and junior and senior non-commissioned officers (NCOs) for at least a posting longer than at present. Army also needs to increase the number of regular soldiers and NCOs who transfer to the active reserve while still current.
Army has a diverse group of people and improving retention will require action on a broad front including work rates and respite, clear roles and training resources, pay and conditions of service, career management and posting locations. Army will not be able to do everything, but it is committed to some positive action that recognises the value of its people. Members and commanders at all levels need the means to make the most of their leadership and potential. The immediate aim is therefore to improve access to information on conditions of service and career management. This site supports the Soldier Career Management Agency (SCMA) and Directorate of Officer Career Management (DOCM) sites to give people better information when and where they need it.
Commander's words
Retention and Recruitment are two issues high on the Chief of Army's agenda. In order to meet the Hardened and Networked growth and the Enhanced Land Force growth over the next ten years, it is important that Army not only recruits additional personnel, but, retains a large percentage of CPL's / SGT's and CAPT's / MAJ's, encourages members to transfer between trades and compensate those employment categories recognised as being critical or serious.
Aim
The Stay ARMY web site is focused on assisting soldiers. It aims to make it easier to access information about careers and trade transfers by anyone in the chain of command who needs it. It is a reference source for a range of information for both full time and part time soldiers. It is intended to provide the soldier directly, or via the unit command and administrative framework, with the information he or she needs to make an informed decision about a future in the Army.
The site will also provide personnel with current information related to retention initiatives and bonuses approved by government.
The Army Trade Transfer & Retention Centre - NQ Region
In Jan 08 the Commander of 3 Bde established a Trade Transfer & Retention Centre. WO1 Ian Kilgour runs the Centre and is directly responsible to the COMD for all issues regarding the trade transfer, corps transfer and the various Army incentives which will hopefully encourage our soldiers to 'Stay Army'. Our recent workforce planning figures indicate that Army will be hard pressed to reach the personnel numbers required to realise the ELF if we don't preserve our current workforce while we attempt to grow our new capabilities. This growth is 4985 extra pers by 2015 or 559 per year. The CA recently outlined, that retention, including the potential retraining of those already serving is, in his view, a priority for every commander.
WO1 Kilgour's role as the TTR WO NQ is to 'Assist individuals & units by providing straight-forward policy advice on retention issues including Trade Transfer, Corps Transfer, bonuses & allowances. He also monitors the progress of each soldier's application'. All applications (PE166) are still to be processed through the units chain of comd. As a general rule, PE166s should be completed by the unit within two weeks of the soldier submitting it, and then forwarded to the Trade Transfer Cell at SCMA. He works for all soldiers within the North Queensland region and for 3 RAR and A Fd Bty. WO1 Kilgour briefs the COMD on a fortnightly basis and is to report any unit that is not achieving his guidance. He will list the unit, soldiers name and date the PE166 is submitted on a table accessible to the Command Info Group (Restricted access) for CO to keep watch on their unit performance in processing applications.
Most soldiers want to 'Stay Army' but feel at times they need to change. This is not a Y Gen phenomenon nor to be considered disloyal to present organisations. Officers and SNCOs generally move every two years and sometimes forget what it's like to stay in one job / area for many years. We've invested much into every soldier that arrives in the unit. We owe it to him/her and the Army to keep them and give them meaningful and rewarding employment. The COMD 3 Bde will ensure this through the dedicated services of the Trade Transfer and Retention Officer.
So if you considering discharge or have you submitted your application for discharge? If so read on - Do not proceed with your plans until you have at least had an interview with the Trade Transfer and Retention Warrant Officer (TTR WO).
You would be a fool not to as there are opportunities in 19 different Corps which will allow you to revitalise your career, develop new skills, face different challenges and achieve the change you are seeking without leaving the Army, so why not consider a Trade or a Corps Transfer - you will never know unless you give it a go!
Remember that there are also some fantastic retention incentives that may be available to you.
So for straight-forward advice, I urge you to contact the TTR WO, WO1 Ian Kilgour on 4771 7819 or 0400 711160. He will organise a one-on-one interview at the Trade Transfer & Retention Centre.
You have nothing to lose - except for a wonderful opportunity to further your career as a soldier.
Trust me when I say that the grass is rarely greener on the other side!!
Remember that DI(A) 149-3 states that: "Soldiers may apply for a corps transfer or for reallocation if they believe such a change may be in the interests of their career progression or may improve their job satisfaction."
To make an appointment please contact WO1 Kilgour on 07 4771 7819 or 0409 745582.

Compare your Service to Civilian Equivalent
Compare your Service to Civilian Equivalent
provides information on the financial value of being employed in the ADF or the APS in the Department of Defence.
Some members may not be aware of all the elements that make up their remuneration. Other members may know what benefits ADF and APS employment provides, but not have the information to quantify the sum total of these, or examine how it compares to other employment.
This simple-to-use application is designed to give ADF and APS members that opportunity.
For ADF members this means looking at the value of:
- Salary
- Salary-related Allowances (e.g. Service Allowance, Uniform Maintenance Allowance)
- Deployment Allowance or Deployment like allowances
- Employer Superannuation contributions
- Motor Vehicles (for 1-Star officers and above)
- The Medicare Levy that ADF members don't have to pay
- ADF provided medical and dental services
- Housing costs that ADF members bear compared to the Australian community.
For APS members this means looking at the value of:
- Salary
- Salary-related Allowances
- Disability Allowances
- Other Allowances (eg .registered nurse allowance, tool allowance)
- Employer superannuation and medical costs are not included in APS CYP
It provides a conservative, realistic "comparative employment value" which, can be compared to private sector remuneration, and together with graphs shows how your ADF or APS income compares to income from other full-time jobs throughout Australia. (These comparisons use data from the Australian Bureau of Statistics.)
For consistency, comparisons with the wider community are based on ADF or APS members' Taxable Income only.
It is adjustable, which means you can select your own personal circumstances from a range of options, and your Comparative Employment Value will be calculated automatically in response.
A Guide to the Trade or Corps Transfer Application Process
This 'Guide' has been prepared for Unit Admin staff and for a soldier who is considering a trade or corps transfer.
The Trade Transfer Cell at SCMA is the authority for all trade and corps transfers. All applications are to be sent to them as opposed to the respective CM within SCMA.
TRADE OR CORPS TRANSFER APPLICATION PROCESS – CHECKLIST
Preparation and Submission of Application
- Member considers a Corps or Trade transfer and makes an appointment with the TTR WO (4771 7819). The TTR WO follows up with email to unit explaining the process for the soldier to follow
- Member submits Corps or Trade Transfer to Pl COMD and then to CSM
- Sub Unit Ord Rm to book psych appointment (if req).
- PE166 submitted to OC of Sub Unit for signature and comments. OC signs admin coversheet and attaches comments / recommendations' for the CO.
- Sent to Unit CCLK / Ord Rm SGT for processing.
- CO makes comments / recommendations signs PE166.
- Member signs PE166 to acknowledge CO's comments.
- RSM/CSM arranges OJT (if req)
- Mbr attends psych evaluation. The psych spt sect will send the report (PS006) to the mbrs unit
- Unit Ord Rm distributes all documentation to SCMA this includes the PS006.
- Corps or Trade Transfer process begins at SCMA.
Application Approved
- If application is approved an offer for trade transfer will be sent to the soldier's administering unit for acceptance/non-acceptance. The soldier is required to sight and sign the offer and it is to be returned to SCMA for further action.
- Offers will outline courses required; rank on transfer; seniority for rank; pay rate on transfer; qualifications retained; and if applicable ROSO requirement.
- When soldier's signed offer has been returned and is received at SCMA a response will be as follows:
- Offer accepted - an Authority or Posting Order will be released via signal.
- Offer not accepted - the offer will be cancelled and a signal will be released cancelling any further trade transfer action.
Application Not Approved
- If an application is not approved a signal will be released from SCMA outlining the reasons for non-approval and will advise of time frame for re-application.
Timeline
- SCMA aims to provide a decision on Trade Transfer or Re-Allocations not later than four weeks following the date SCMA receives a correctly completed application. SCMA Transitions has the overall responsibility for these processes and maintains a database. The initial point of contact is the Trade Transfer Clerk on (03) 5258 0640
IAW with COMD 3 Bde Guidance, Units are to complete a soldier's application within a two week timeframe.
Bremer TAFE (Qld)
The following link is to
Bremer TAFE.
Bremer TAFE offers a very good option for those soldiers who wish/need to achieve Year 10 Math's/English and/or Science in order to affect a Trade Transfer. It is ideal as the courses are all external / distance-based. To achieve a Year 10 pass in Science the member would need to complete Science 1 through to 5 (and so on for Math's & English). This does cover physics, and a statement could be obtained if required.
Each subject is approximately 15 hrs of course work. A member could enroll in all 5 subjects at once, but each subject must be completed within a 12 week period, so if they enroll in all 5 at once they would only have 12 weeks to complete them all.
Obviously, there would have to be some capacity for extensions in exceptional circumstances, and military-related exercises are generally considered such a circumstance. This program provides an equivalent level of study to a school Year 10 within an adult education setting. It facilitates opportunities for further study including vocational education & training. It aims to develop literacy, numeracy, introductory science skills, computing, vocational & sociology skills to a recognised level of education.
The course is ideal for those who:
- left high school before completing secondary education
- wish to complete a TAFE Program but cannot satisfy the entry requirements
- need to improve their skills before moving on to job-related training
- want to work at their own pace
- wish to enter the defence forces
Member's Guide to ADF Pay and Conditions of Service
The
Members Guide
is an easy to understand summary of the main entitlements set out in the ADF Pay and Conditions Manual (PACMAN). This edition continues in the path of its predecessors. In this edition, members and their families will find an overview of those conditions that they are most likely to know about: housing, leave, education assistance for their children, and so on.
Further information of Pay and Conditions can be accessed through the
Defence Pay and Conditions website.
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Personnel Portal
The aim of the
is to provide access to personnel related information from across Defence, regardless of organisational structure. From this page many other personnel websites can also be accessed.
Superannuation ComSuper
The following
COMSUPER
website contains general information about the operations of ComSuper. If you belong to one of the schemes administered by ComSuper and need information about your entitlements, please visit your particular scheme by using the menu buttons to the left.
Who we are
ComSuper, an Australian Government Business Unit, is responsible for the day to day administration of the CSS, PSS, PSSap, MilitarySuper and DFRDB superannuation schemes for members of the Australian Public Service, participating employers, and members of the Australian Defence Force.
What we do
In general terms, the staff of ComSuper collect superannuation contributions, maintain member accounts, provide answers to enquiries, calculate and pay benefits when they are due and issue member statements. Investment services are managed by the respective Boards of Trustees.
Where we are
Our Canberra office is located in Unit 4 of Cameron Offices, Chandler St, Belconnen.
Our postal address is PO Box 22, Belconnen, ACT, 2616.
The Directorate of Personnel Support and Amenities
MISSION - "To complement other ADF personnel strategies by providing personnel support functions, including welfare and amenity programs, for service men and women."
VISION - "The Directorate of Personnel Support and Amenities will be an integral component in the retention and sustainment of ADF service men and women through our provision of valued welfare and amenity programs, products and services."
From the
Directorate of Personnel Support and Amenities
site you will be able to access info on the following services:
The Personnel Support cell in DPSA is responsible for:
- Non Public Money Account (NPMA) policy advice to tri-Service and single Service policy advisers. An ADF NPMA database is also maintained.
- Policy advice on personnel support issues for deployed forces ie personal mail, canteens and amenities.
- Liaison with the Army and Air Force Canteens Service trading as
Frontline Defence Services

Policy and liaison with ADF accredited philanthropic organisations that assist with welfare and morale of ADF members and families. These include:
- Red Shield Defence Services (RSDS) is a
Division of the Salvation Army

- Everyman's Welfare Service (EWS) is a non-denominational church organisation
Everyman's Welfare Service

Both RSDS and EWS provide support to units within Australia and can deploy overseas when requested and authorised by the ADF.
- RSL-Australian Forces Overseas Fund (RSL-AFOF) provide comfort parcels to ADF and Australian Federal Police members deployed overseas
Returned Services League

- Australian Red Cross Society (ARCS) provides assistance with hospital care when requested by the ADF.
Australian Red Cross Society

- Young Men's Christian Association (YMCA) and Young Women's Christian Association (YWCA) all provide assistance to the ADF during humanitarian operations overseas, when requested.
Liaison with concession providers for goods and services provided to members of the ADO and families for personal use. These are:
- Defence Force Leave Plan (DFLP) supplied by Intercontinental Hotels Group
Defence Force Leave Plan

- Defence Force Accommodation Program supplied by
Flag Choice Hotels

- Vehicle Hire - Hertz offer competitive rates for leisure rentals free call 1800 009 545.
Health Benefits Societies:
- Defence Health Ltd -
DefenceHealth

- Navy Health Ltd
NavyHealth

Credit Unions:
- Australian Defence Credit Union
ADCU

- Defence Credit Union
DEFCREDIT

Insurance Providers:
- Services Security Plan (SSP) Provides cover for operational deployments (conditions apply). Information is available from the provider AIG. Contact number for enquiries is free call 1800 650 224.
- Defence Service Homes - Insurance Provides home building insurance and contents cover for entitled persons. Conditions apply check with the provider (Department of Veterans Affairs') on contact number provided free call 1300 552 662.
- Home Support for Service Partners Program provided by the Associated Members of the
Australian Automobile Association

- Discount Purchasing Scheme - A discount purchasing scheme is available to entitled persons by Defcom Pty Ltd. Conditions apply
DEFCOM

More detail on the above is available in the document Products and Services available to members of the Australian Defence Organisation and Veterans
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Personal Financial Affairs - The links below will lead you to a number of comprehensive guides that will assist you with charting your personal legal and finance requirements. The information provided is a guide only and before committing yourself to actions it is recommended that you should seek further advice.
The Business Operations cell in DPSA is responsible for:
- Administers holiday facilities and loans for unit amenities
Army Amenities Fund

- Providers of emergency, interest free loans for soldiers
Australian Military Forces Relief Trust Fund & New Loan Calculator

- Administers holiday facilities; loans to approved sporting & interest groups
RAAF Central Welfare Trust Fund

The Holiday Resort Operations cell in DPSA administers holiday facilities owned and operated by the RAAF Central Welfare Trust Fund and the Army Amenities Fund. Additionally, the cell is a point of contact for information on other ADF linked holiday facilities located in North Queensland, Coolangatta and Terrigal. Whilst happy to assist with enquiries in relation to Navy facilities, more information is available through the Staff Officer (Canteens) - 02 6265 4985 or the navy website at
http://www.ranccf.com/holidays.htm
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Holiday Facilities
page provides info on holiday facility locations, descriptions, photos and booking information.
Labor's Defence Policy
MR Kevin Rudd's Visit to Townsville on 27 Nov 07
This link is to the
official labor website.
The info on this page is from MR Rudd's visit to Townsville on 27 Nov 07 and explains Labor's Defence policy - importantly it explains his proposed policy for free basic dental and medical care to spouses and children of ADF personnel. This is what he had to say?
RUDD. I'd like to talk about on Defence today is the particular requirements of Defence families and this goes to the health needs of the Defence communities. And today what we're announcing is that we'll invest $33 million to extend free basic dental and medical care to the spouses and children of Australian Defence Force personnel. We will do this by funding 12 Defence family health care clinics across the country and we're confirming today that two of those clinics will be located at Lavarack Barracks here in Townsville and another at Robertson Barracks in Darwin.
This is the first time that free medical and dental services are being extended to the spouses and kids of Defence Force personnel. If you spend as long talking to Defence Force personnel as George has done here as a member of this community of Townsville over many, many years and Joel has done in his dealings with his defence community associations right across the country on various bases. The health and education requirements of Defence families is a huge and continuing concern. This policy of ours to extend free dental and basic medical care to spouses and the children of Australian Defence Force personnel is an important step forward in providing a better standard of living, a better quality of life to continue to attract people to join the Defence Force and to stay in the Defence Force - particularly when their kids come along, their families grow and they're concerned legitimately about the long term delivery of health services.
I'll ask Joel to add to what I have just said and then we'll take your questions.
FITZBIGGON: Thanks Kevin. Well Kevin indicated I've been travelling the country quite extensively over the last twelve months and there is no doubt that the largest single problem facing the Australian Defence Force is its people shortage. And as I move around I've identified a number of issues for Defence families and the key to them is access to basic medical and dental care. So this is very much a retention initiative designed to put something on the kitchen table as Defence families are considering whether to take an offer outside the ADF or stay within the ADF. We think it's an important one. This will be a pilot program. We will roll 12 of these out across the country early in the term of a Rudd Labor Government and if they're as successful as we expect them to be, then of course we would look at expanding upon then. It means that a Defence family here in Townsville will be able to roll up to an ADF doctor and dentist, a full time doctor, a full time dentist five days a week, relieving a quite significant burden and challenge for Defence families.
ADF Dependant Healthcare
Provision of Healthcare to ADF Dependants
The Government is committed to recognising the service and sacrifices of ADF personnel and the important and valuable role their families play in the achievement of the Defence mission. The families of those serving Australia deserve full support and this trial is aimed at evaluating a model of healthcare that will benefit our ADF families.
The Government has committed $12.2 million over the next four years to a trial to provide basic medical and dental care to families living in remote and regional locations.
The Government has decided, in consultation with Defence, that implementation of the policy to provide basic dental and medical care to dependants of ADF members will be trialled at Singleton (NSW), East Sale (VIC), Cairns (QLD), Katherine (NT) and the Karratha/Pilbara region (WA).
Potential for further expansion of the policy will be determined after a review to be completed by December 2009.
Development of policy related to this initiative is being undertaken in consultation with internal and external stakeholders, as well as other government departments. As a result, we are still exploring many of the answers to the questions you are likely to ask. In an effort to keep you informed, we have provided some information on our Frequently Asked Questions page. This website will continue to be updated as more information becomes available. We thank you for your patience as we seek to provide the best outcomes for our ADF families.
Fantastic holiday opportunities
Have a look at this web site as it has fantastic holiday opportunities for Defence Members and there families.These holidays are located both here in a Austrlia and over seas.

